Risk Disclosure

Risk Disclosure

All investments involve risk - coins, currency and bullion are no exception. The precious metals, rare coin and rare currency markets are speculative, unregulated and volatile and prices for these items may rise or fall over time.

At Gold-Merchants.com, we do not guarantee that any visitor buying for investment purposes will be able to sell for a profit in the future.

The value of a bullion coin (e.g., Canadian Maple Leaf or South African Krugerrand gold coin) is largely determined by the current spot or market price of bullion. This price fluctuates throughout the trading day.

The value of a numismatic or rare coin is determined by multiple factors which can and do fluctuate independently from bullion prices. These factors include: the perceived scarcity of the coin, its quality, current demand, market sentiment, and economic factors.

Bullion, rare coins and rare currency can go down as well as up in value. These items may not be suitable for everyone. Gold-Merchants.com does not determine the suitability of any specific person to purchase rare coins, bullion or rare currency. You should consult with your independent financial advisor regarding whether an investment in rare coins, bullion or rare currency is right for you.

You should not acquire any products via the Gold-Merchants.com if you are not competent or qualified to make your own financial decisions. You should obtain a thorough understanding of the coin and bullion products before you acquire these products as a collector or investor.

The investment value of a rare coin depends in large part on the price you pay. If you are acquiring gold products as an investment, you should evaluate its current market value, potential for appreciation and liquidity and consult independent sources regarding these factors.

Since rare coins, bullion and rare currency can decline in value, you should have adequate cash reserves and disposable income before considering acquiring a coin, currency or precious metals.

We do not recommend early withdrawal from accounts or securities which may result in substantial penalties or fees. You should consult with your independent financial advisor before disposing of any security, annuity, Certificate of Deposit or other investment to acquire rare coins, currency or bullion.

Gold-Merchants.com is not responsible for any changes in tax laws or other statutes which may affect any profit or salability of your coins or currency.